Wealth Management Resources
Geoffrey Johnson, RICP
Financial Advisor

CONNECT

Address:

1820 E. Ray Road, Suite A110
Chandler, AZ 85225

Phone:

602-334-4428

Fax/Other:

877-604-8337

Life Insurance is All About The Future

Life Insurance can play a vital role in protecting your families future. Either while you are accumulating assets or once you have accumulated them.

While Life Insurance is arguably one of the most disliked and misunderstood investments. It is one of the most versatile and possibly one of the most important investments you can make to protect your family.

It can provide replacement income for a loved one in the event of an unexpected death. For example; if you are receiving a pension from a former employer that terminates upon your passing away.  Thereby leaving your spouse at risk because of the loss of income. Life Insurance could be the answer.

It can protect your estate from the ravages of taxes and preserve it for those you love. If properly planned it can provide tax free income in the retirement years. The possibilities are numerous.

Yet, one of the biggest mistakes people make when they purchase a policy is to put it in the closet and forget about it. Why? Well like most everything else in life: Things change! What was true when you purchased that policy may not be true today. It could be due to family changes, economic changes or changes in the policy itself. Believe it or not even though you are older you may actually be able to get more insurance for a lower premium.

Maybe its time for a life insurance policy review

The goal of a policy review isn't to sell you a new product. Rather, its intended to make sure your current policy still meets your needs.

If you haven't taken a careful look at your life insurance policy lately, its time you did, you could be:

  • Leaving an inadequate death benefit for your beneficiaries
  • Risking a policy lapse because of growing fees and or cost of insurance
  • Missing an opportunity to make your policy part of your overall financial strategy

Also if you've held your policy for more than 10 years, inflation may have eroded the value of your policy's death benefit, If you bought a policy with a  $100,000 death benefit in 1989, for example, it won't offer as much protection for your beneficiaries today as it would have back then.

The Review is 100% free, No tricks, No gimmicks and No Pressure. You will walk away with the knowledge of knowing if you should consider doing something different or the reassurance that everything is fine.

So if you have one of those old polices sitting around collecting dust pull it off the shelf and give us the opportunity to review it.

Or perhaps' you know that you have a need for life insurance. We will be happy to assist you. We can provide you with a quote: term or permanent life. No Obligation! To request a quote simply:

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck